Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency, located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, is more than just an insurance agency; it's a dedicated partner for the success and security of local contractors. We understand the unique demands, risks, and opportunities faced by businesses operating within the vibrant Phoenix construction and trade landscape. Our specialized expertise lies in crafting comprehensive insurance solutions meticulously designed for contractors right here in our community.
At The Contractor's Choice Agency, we pride ourselves on being a resource exclusively focused on the needs of contractors operating from our Phoenix location. We don't offer generic coverage; we offer tailored protection. Our team possesses deep knowledge of the local market, regulatory environment, and the specific types of work being done in Phoenix. This allows us to provide informed advice and guide contractors through the complexities of insurance procurement, ensuring they have the right coverage at the right price to protect their livelihoods and their clients.
Our commitment to serving contractors in the Phoenix area means we are deeply familiar with the types of projects undertaken locally – from large-scale commercial builds and residential developments to specialized trade services. We understand the importance of reliable equipment, skilled labor, and timely project completion, and we recognize that unforeseen events can disrupt even the most carefully planned operations. That's where our insurance expertise comes in. We help mitigate the financial impact of:
General Liability Insurance: Protects your business from claims of bodily injury, property damage, or personal injury that may occur on your job sites within the Phoenix area. This is crucial for maintaining client trust and protecting your assets.
Commercial Property Insurance: Safeguards your Phoenix business location (if applicable) and equipment against damage from events like fire, windstorms, vandalism, or other perils specific to the Arizona climate. We consider local risks like hailstorms and potential wildfires when structuring your coverage.
Workers' Compensation Insurance: Essential coverage for protecting your Phoenix employees and your business from the financial consequences of work-related injuries or illnesses. We ensure compliance with Arizona state regulations specific to contractors operating locally.
Inland Marine and Tool Insurance: Covers your valuable tools, equipment, and materials while they are in transit to and from job sites throughout the Phoenix metro area. This protects your investment and ensures job sites are equipped.
Business Auto Insurance: Tailored coverage for vehicles used in your Phoenix contracting operations, protecting against liability and damage in accidents involving company vehicles.
Commercial Umbrella Insurance: Provides excess liability protection beyond the limits of your primary insurance policies, offering an extra layer of security for larger contracts or higher risk exposures common in the Phoenix market.
Our process is collaborative. We begin by understanding your specific contracting business – the types of projects you handle, your risk management practices, and your long-term goals. We then analyze your insurance needs, comparing carriers and policy options available within the Phoenix insurance market to find the most competitive and suitable coverage. We don't just sell policies; we build relationships, providing ongoing support and guidance to ensure your insurance needs are met effectively as your business evolves.
We are committed to transparency and excellent customer service from our offices at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048. Our knowledgeable agents are readily available to answer your questions, assist with policy renewals, and help you navigate any changes in your insurance requirements. Choosing The Contractor's Choice Agency means choosing a dedicated insurance partner focused solely on empowering contractors in Phoenix to build successful, resilient businesses.
Ready to get the right insurance coverage for your contracting business in Phoenix? Contact The Contractor's Choice Agency today. Visit our website at https://contractorschoiceagency.com/ or call us directly at 844-967-5247. Let us help you protect your investment and focus on what you do best – building a strong reputation as a contractor in the Phoenix area.
Frequently Asked Questions
Q1: What types of contractors does The Contractor's Choice Agency specifically serve in Phoenix?
A1: We specialize in serving a wide range of contractors operating from our Phoenix location, including general contractors, specialty trade contractors (electrical, plumbing, HVAC, roofing, painting, etc.), construction managers, remodelers, and small to medium-sized trade businesses based in Phoenix.
Q2: How does the insurance process work for a new contractor starting their business in Phoenix?
A2: We start by understanding your business model, the types of projects you plan to undertake, and your estimated risk exposures. Based on this information, we'll recommend appropriate insurance coverages tailored to a new contractor's needs in the Phoenix area. We handle the application process, guide you through underwriting, and assist with policy placement and payment setup.
Q3: Can The Contractor's Choice Agency help me find insurance for a specific type of project I'm bidding on in Phoenix?
A3: Absolutely. We understand the unique risks associated with different construction projects. Whether it's a high-rise commercial building, a complex residential remodel in Phoenix, or specialized trade work, we can advise on the necessary coverage endorsements or specialized policies needed for that specific project within the Phoenix context.
Q4: How does the cost of insurance for contractors in Phoenix compare to other areas?
A4: Insurance costs are influenced by various factors unique to the Phoenix market, such as local competition, specific risk factors (like hail frequency), and the nature of the contracting work. While we cannot provide specific quotes without a detailed assessment, our goal is to find competitive rates specific to your business operating within the Phoenix area.
Q5: What should I do if I have a claim and I'm a contractor based out of Phoenix?
A5: Prompt notification is key. As your local insurance agency in Phoenix, we encourage you to contact us immediately once a claim incident occurs. We will guide you through the claims process, ensuring you understand the requirements and deadlines specific to Arizona and your policy terms. Our team will work with you and your insurer to facilitate a smooth and efficient resolution.